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Easiest budget software-start saving for next years christmas

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We all know that managing our finances can be somewhat of a challenge these days. There just never seems to be enough money to go around, does there? And with Christmas right around the corner you want to be able to buy gifts for those who are important to you. One way to make managing your finances easier is to find the easiest budget software that you can.

The easiest budget software is the one you find that does everything you need it to without a lot of hassle. Once you set it up and input all of your information it will basically run on it's own and also help track your spending, some are even free to use.

Do a search online and find one that will work for you and set it up and track your spending for one month. Do this longer if you think you need to so you get a good picture of what your budget looks like and where you might be able to make some cuts.

There are three different do it yourself free financial management tools you can try to see which is the best for your situation. They are: Mint, BudgetPulse, and Buddi.

Mint is an easy to use system that has the capability to interface with your bank and is a good choice for setting up and tracking your personal spending habits. Now a subsidiary of Intuit, Mint is growing at the speed of approximately 7,000 new users every day.

Mint does have its downsides, however. For example, you can't enter transactions manually or do any forecasting. This may not even interest most people but sometimes being able to forecast future spending can be of help to some. Forecasting has been known to be unreliable and unpredictable in the past.

BudgetPulse is another free tool you can use but the difference between BudgetPulse and Mint is the fact that BudgetPulse does not give you the capability to interface with your bank account. So you will have to enter or import all of your financial data manually, such as income deposits and expense debits. You may find that this is a downside if you use your debit card or write checks frequently.

However, you can link this to PayPal to create and reach future savings goals, and it can be used for receiving donations for raising funds for worthy causes, or helping create budgets for extended family members who need help doing so.

Like Mint and BudgetPulse, Buddi is free to use and has the advantage of being open source. This means that the software's source code is publicly available and can be uniquely customized. Buddi can be used with any operating system, including Windows, Macintosh and Linux. It is user friendly without any additional programming needs, although certain plug-ins may be used to further extend it's capabilities.

There may be other tools out there for you to use as well but these three are the easiest budget software tools to try. Just pick the one that will work best for you.

TAGS: easiest budget software start saving for next years christmas,personal finance advice, finance advice,adivce for budgets,budget advice

Article Source: Messaggiamo.Com





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