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Prepaid credit cards- save your money

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Many people raise the question why prepaid credit cards when they got normal credit cards with any trouble. Prepaid plastic money is getting more and more popularity in UK due to many reasons. This card is very much similar to credit card and can be used anywhere and for any purpose like, internet shopping, petrol or gas station, grocery shop, medical or chemist store, ATM and many more. The biggest advantage of this card is that you never face debts problem while using it. You deposit the amount into saving account and use the same money with the help of debit card. You do not take credit from any shop.

Prepaid cards are best option, if you do not want to get into debt due to bad shopping habits. The only difference between credit cards and debit cards is that people do not take on any debt in the process. Consumers enjoy the complete benefits of cards while using prepaid plastic money without any tension of late payments or borrowed money. It also helps to improve your credit score. According to experts, payments of credit cards play important role while calculating the score. Generally, bureaus give 35% importance to payments. It means, a single late payment can destroy your ratings immensely.

On the other hand, prepaid credit cards add positive score in your credit history because bank deducts the amount from your saving account as you make any purchase. It means you are making on the spot payments while buying goods. Now days, banks do provide the debit cards absolutely free with saving accounts. If you do have one, then you can contact to your banks or take the help of online form. By filling some general details, you can apply for the prepaid plastic money.

Borton Stevens is an expert author and has more then 7 years of experience in writing finance related topics. To know more about

Article Source: Messaggiamo.Com


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